Tax and Estate Planning

Leaving a legacy - a difficult and complex subject

The biggest concern for many of our retired clients is making sure that they don't run out of money.  In addition to planning for your retirement it is also important that we focus early on making sure that any money you leave is passed on in the most efficient manner possible.  


Estate Planning; making a decision on who to pass your money onto and in what proportion

  • Is there a favourite Charity that you want to leave an amount to?
  • Do you want to have the Estate skip a generation or provide for relatives other than your children?
  • How and when do you communicate your decision to the people that will be impacted by it?

Although we cannot make these difficult decisions for you we are comfortable being a sounding board for your thoughts.

As part of our Planning Process we will be able to give you a picture of your Net Worth over time incorporating your Plans for retirement and Later Life. It will show you what your Estate looks like at points in time and highlights the potential impact of inheritance tax. 


Addressing complex Tax issues

In this world nothing can be said to be certain, except death and taxes - Benjamin Franklin

  • How to effectively use available allowances
  • How can I pass on amounts early whilst still maintaining some level of control?
  • How will I know if I will have too little or too much left in the pot?

Our planning tools allow us to identify your likely financial outcome and plan accordingly to pass your estate in the most efficient manner.

Although it will become a more significant part of Your Plan in Later Life we can make sure that a strategy is in place early to ensure that any potential tax consequences are minimised. 

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from, taxation are subject to change.

The Financial Conduct Authority does not regulate will writing, inheritance tax planning or taxation advice.